Coverage Terms
Professional Services Definition
The policy language that specifies which activities constitute covered professional services under a legal malpractice policy. This definition determines the scope of the insurer's obligation to defend and indemnify. Broadly worded definitions cover all services performed in the insured's capacity as an attorney, while narrow definitions may limit coverage to specific practice areas listed on the application. Activities such as serving as a fiduciary, title agent, or mediator may or may not fall within the definition depending on the policy language.
Related terms
Duty to DefendThe insurer's obligation to provide and fund a legal defense when a covered claim is made against th...Duty to IndemnifyThe insurer's obligation to pay settlements, judgments, and other covered losses on behalf of the in...EndorsementA written amendment attached to an insurance policy that modifies the policy's terms, conditions, ex...Duty to DefendThe insurance carrier's contractual obligation to provide and pay for a legal defense when a covered...