Blanket Additional Insured

An endorsement that automatically extends insured status to any person or entity the policyholder is contractually required to add as an additional insured, without needing to schedule each party individually. This is common on general liability policies held by law firms that lease office space in multiple buildings or engage numerous vendors requiring additional insured status. The blanket endorsement eliminates the administrative burden of issuing separate endorsements for each landlord or client. Coverage under a blanket additional insured endorsement is typically limited to liability arising out of the named insured's operations or premises.