Bodily Injury

Physical harm, sickness, disease, or death sustained by a person as a result of an accident or negligent act. In the context of law firm insurance, bodily injury coverage is provided under a commercial general liability policy rather than a professional liability policy. It covers situations such as a client slipping and falling in the firm's office. Bodily injury claims are distinct from legal malpractice claims, which involve economic harm arising from professional services.